:root {
            --primary-color: #004d9b !important;
            --secondary-color: #0d3990 !important;
            --dark-bg-color: #001a3a !important;
            --accent-color: #ffffff !important;
            --form-bg-color: #002f6c !important;
            --light-bg: #f5f7fa !important;
        }

        /* ===== GLOBAL OVERRIDES WITH !important ===== */

        /* Dark Backgrounds */
        .bg-dark-div, .navbar, .footer-area, .pay-support-area, .countries-area {
            background-color: var(--dark-bg-color) !important;
        }

        /* Primary Buttons */
        .default-btn {
            background-color: #004d9b !important;
            border-color: #004d9b !important;
            color: #ffffff !important;
            border-radius: 50px !important;
            padding: 14px 32px !important;
            font-weight: 600 !important;
            transition: all 0.3s ease !important;
        }

        .default-btn:hover {
            background-color: #0d3990 !important;
            border-color: #0d3990 !important;
            color: #ffffff !important;
            transform: translateY(-2px) !important;
            box-shadow: 0 4px 15px rgba(0, 77, 155, 0.4) !important;
        }

        .default-btn.active {
            background-color: #ffffff !important;
            border-color: #ffffff !important;
            color: #004d9b !important;
            font-weight: 700 !important;
        }

        .default-btn.active:hover {
            background-color: #e8f0fe !important;
            border-color: #e8f0fe !important;
            color: #0d3990 !important;
        }

        .default-btn.border-btn {
            background-color: transparent !important;
            border: 2px solid #ffffff !important;
            color: #ffffff !important;
        }

        .default-btn.border-btn:hover {
            background-color: #ffffff !important;
            color: #004d9b !important;
        }

        /* Form Backgrounds */
        .transfer-money-form.bg-dark-div2 {
            background-color: #ffffff !important;
            border: none !important;
            border-radius: 16px !important;
            box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15) !important;
        }

        .transfer-money-form .form-control {
            background-color: #f0f4f8 !important;
            border: 1px solid #d0dbe8 !important;
            color: #1a1a2e !important;
            border-radius: 10px !important;
        }

        .transfer-money-form .form-control::placeholder {
            color: #6b7c93 !important;
        }

        .transfer-money-form .title,
        .transfer-money-form span.title {
            color: #1a1a2e !important;
            font-weight: 600 !important;
        }

        .transfer-money-form .info-list li span,
        .transfer-money-form .info-list li .text-white {
            color: #333333 !important;
        }

        .transfer-money-form .notification {
            color: #004d9b !important;
        }

        .transfer-money-form .info-list li i {
            color: #004d9b !important;
        }

        /* Accents & Icons */
        .text-warning2, .ti-star-filled {
            color: #ffc107 !important;
        }

        .icon {
            background-color: rgba(0, 77, 155, 0.08) !important;
        }

        .features-single-item2 .icon span {
            color: #004d9b !important;
        }

        /* Links */
        .nav-link.active, .nav-link:hover {
            color: #ffffff !important;
        }

        /* Mobile Menu */
        .mobile-navbar .offcanvas-body {
            background-color: #ffffff !important;
        }
        .mobile-menu-list.active a {
            color: #004d9b !important;
        }

        /* Dropdowns */
        .dropdown-menu {
            background-color: #ffffff !important;
            border: 1px solid #d0dbe8 !important;
            border-radius: 10px !important;
        }
        .dropdown-item:hover {
            background-color: #e8f0fe !important;
        }
        .dropdown-item span {
            color: #1a1a2e !important;
        }

        /* Titles Underlines */
        .main-title .under-line {
            background-image: linear-gradient(to top, #004d9b 25%, rgba(255, 255, 255, 0) 40%) !important;
        }

        /* Top titles */
        .top-title {
            color: #004d9b !important;
        }

        /* Fun fact numbers */
        .fun-fact-single-item h2 {
            color: #004d9b !important;
        }

        /* Why choose us checks */
        .why-choose-us-item-two .flex-shrink-0 i {
            background-color: #004d9b !important;
        }

        /* Back to top */
        #backtotop {
            background-color: #004d9b !important;
        }

        /* ===== HERO SECTION - HALIFAX STYLE ===== */
        .hero-banking {
            position: relative !important;
            min-height: 600px !important;
            overflow: hidden !important;
            display: flex !important;
            align-items: center !important;
        }

        .hero-banking .hero-bg-image {
            position: absolute !important;
            top: 0 !important;
            left: 0 !important;
            width: 100% !important;
            height: 100% !important;
            object-fit: cover !important;
            object-position: center right !important;
            z-index: 1 !important;
        }

        .hero-banking .hero-overlay {
            position: absolute !important;
            top: 0 !important;
            left: 0 !important;
            width: 100% !important;
            height: 100% !important;
            background: linear-gradient(to right, rgba(0, 26, 58, 0.92) 0%, rgba(0, 26, 58, 0.85) 35%, rgba(0, 26, 58, 0.5) 60%, rgba(0, 26, 58, 0.1) 80%, transparent 100%) !important;
            z-index: 2 !important;
        }

        .hero-banking .hero-content-wrapper {
            position: relative !important;
            z-index: 3 !important;
            width: 100% !important;
            padding: 80px 0 !important;
        }

        .hero-banking .hero-text {
            max-width: 600px !important;
        }

        .hero-banking .hero-text h1 {
            font-size: 3.2rem !important;
            font-weight: 800 !important;
            color: #ffffff !important;
            line-height: 1.15 !important;
            margin-bottom: 20px !important;
        }

        .hero-banking .hero-text p {
            font-size: 1.15rem !important;
            color: rgba(255, 255, 255, 0.9) !important;
            line-height: 1.7 !important;
            margin-bottom: 30px !important;
            max-width: 500px !important;
        }

        .hero-banking .hero-cta-btn {
            display: inline-block !important;
            background-color: #ffffff !important;
            color: #004d9b !important;
            padding: 16px 36px !important;
            border-radius: 50px !important;
            font-size: 1.05rem !important;
            font-weight: 700 !important;
            text-decoration: none !important;
            transition: all 0.3s ease !important;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15) !important;
        }

        .hero-banking .hero-cta-btn:hover {
            background-color: #e8f0fe !important;
            transform: translateY(-2px) !important;
            box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2) !important;
        }

        .hero-banking .hero-disclaimer {
            margin-top: 24px !important;
            font-size: 0.85rem !important;
            color: rgba(255, 255, 255, 0.7) !important;
            max-width: 500px !important;
        }

        /* ===== SERVICES CARDS ===== */
        .banking-services-area {
            background-color: #f5f7fa !important;
            padding: 100px 0 !important;
        }

        .service-card {
            background: #ffffff !important;
            border-radius: 16px !important;
            padding: 35px 30px !important;
            height: 100% !important;
            transition: all 0.3s ease !important;
            border: 1px solid #e8edf3 !important;
        }

        .service-card:hover {
            transform: translateY(-8px) !important;
            box-shadow: 0 15px 40px rgba(0, 77, 155, 0.12) !important;
            border-color: #004d9b !important;
        }

        .service-card .service-icon {
            width: 64px !important;
            height: 64px !important;
            border-radius: 14px !important;
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            display: flex !important;
            align-items: center !important;
            justify-content: center !important;
            margin-bottom: 20px !important;
        }

        .service-card .service-icon i {
            font-size: 28px !important;
            color: #ffffff !important;
        }

        .service-card h3 {
            font-size: 1.25rem !important;
            font-weight: 700 !important;
            color: #1a1a2e !important;
            margin-bottom: 12px !important;
        }

        .service-card p {
            color: #5a6a7e !important;
            font-size: 0.95rem !important;
            line-height: 1.65 !important;
        }

        /* ===== QUICK ACCESS BANKING BAR ===== */
        .quick-banking-bar {
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            padding: 0 !important;
            margin-top: -1px !important;
        }

        .quick-banking-item {
            padding: 28px 20px !important;
            text-align: center !important;
            border-right: 1px solid rgba(255, 255, 255, 0.15) !important;
            transition: background 0.3s ease !important;
        }

        .quick-banking-item:last-child {
            border-right: none !important;
        }

        .quick-banking-item:hover {
            background: rgba(255, 255, 255, 0.1) !important;
        }

        .quick-banking-item i {
            font-size: 28px !important;
            color: #ffffff !important;
            margin-bottom: 8px !important;
            display: block !important;
        }

        .quick-banking-item span {
            color: #ffffff !important;
            font-size: 0.9rem !important;
            font-weight: 600 !important;
        }

        .quick-banking-item a {
            text-decoration: none !important;
            color: #ffffff !important;
        }

        /* ===== ABOUT SECTION ===== */
        .about-area .about-content2 .about-single-info .icon {
            background-color: rgba(0, 77, 155, 0.08) !important;
        }

        /* ===== CALCULATOR SECTION ===== */
        .calculator-section {
            background-color: #ffffff !important;
            padding: 100px 0 !important;
        }

        .calc-card {
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
            border-radius: 16px !important;
            padding: 40px !important;
            color: #ffffff !important;
        }

        .calc-card h3 {
            color: #ffffff !important;
            font-weight: 700 !important;
            margin-bottom: 8px !important;
        }

        .calc-card p {
            color: rgba(255, 255, 255, 0.8) !important;
            margin-bottom: 24px !important;
        }

        .calc-card .calc-btn {
            display: inline-block !important;
            background: #ffffff !important;
            color: #004d9b !important;
            padding: 12px 28px !important;
            border-radius: 50px !important;
            font-weight: 600 !important;
            text-decoration: none !important;
            transition: all 0.3s ease !important;
        }

        .calc-card .calc-btn:hover {
            background: #e8f0fe !important;
            transform: translateY(-2px) !important;
        }

        /* ===== NAVBAR ===== */
        .navbar {
            background-color: #001a3a !important;
        }

        .navbar .nav-link {
            color: rgba(255, 255, 255, 0.85) !important;
        }

        .navbar .nav-link:hover,
        .navbar .nav-link.active {
            color: #ffffff !important;
        }

        /* ===== FEATURES AREA ===== */
        .features-area-two {
            background-color: #f5f7fa !important;
            background-image: none !important;
        }

        .features-single-item2 {
            background: #ffffff !important;
            border-radius: 16px !important;
            border: 1px solid #e8edf3 !important;
        }

        .features-single-item2:hover {
            box-shadow: 0 10px 30px rgba(0, 77, 155, 0.1) !important;
        }

        .features-single-item2 .step {
            color: #004d9b !important;
            font-weight: 700 !important;
        }

        /* ===== WHY CHOOSE US ===== */
        .why-choose-us-area {
            background-image: none !important;
            background-color: #ffffff !important;
        }

        /* ===== TESTIMONIALS ===== */
        .testimonials-area-two {
            background-image: none !important;
            background-color: #f5f7fa !important;
        }

        .testimonials-single-item-two .ti-star-filled {
            color: #ffc107 !important;
        }

        /* ===== FOOTER ===== */
        .footer-area {
            background-color: #001a3a !important;
        }

        .footer-single-widget h3 {
            color: #ffffff !important;
        }

        .footer-single-widget p,
        .footer-single-widget a {
            color: rgba(255, 255, 255, 0.75) !important;
        }

        .footer-single-widget a:hover {
            color: #ffffff !important;
        }

        /* ===== CTA SECTION ===== */
        .contact-us-area .bg-img {
            background-image: none !important;
            background: linear-gradient(135deg, #004d9b, #0d3990) !important;
        }

        .contact-us-area .top-title {
            color: rgba(255, 255, 255, 0.8) !important;
        }

        .contact-us-area .main-title {
            color: #ffffff !important;
        }

        .contact-us-area .main-title .under-line {
            background-image: linear-gradient(to top, rgba(255, 255, 255, 0.4) 25%, rgba(255, 255, 255, 0) 40%) !important;
        }

        /* ===== PARTNER AREA ===== */
        .partner-area {
            background-color: #001a3a !important;
        }

        .partner-title {
            color: rgba(255, 255, 255, 0.7) !important;
        }

        /* ===== COUNTRIES / PRODUCTS AREA ===== */
        .countries-area {
            background-color: #001a3a !important;
        }

        .countries-item {
            border-color: rgba(255, 255, 255, 0.1) !important;
        }

        /* ===== PAY SUPPORT ===== */
        .pay-support-area {
            background-color: #001a3a !important;
        }

        .subscribe-wrap {
            border-color: rgba(255, 255, 255, 0.1) !important;
        }

        /* ===== RESPONSIVE ===== */
        @media (max-width: 1199px) {
            .hero-banking .hero-text h1 {
                font-size: 2.6rem !important;
            }
        }

        @media (max-width: 991px) {
            .hero-banking {
                min-height: 500px !important;
            }

            .hero-banking .hero-text h1 {
                font-size: 2.2rem !important;
            }

            .hero-banking .hero-text p {
                font-size: 1rem !important;
            }

            .hero-banking .hero-overlay {
                background: linear-gradient(to right, rgba(0, 26, 58, 0.95) 0%, rgba(0, 26, 58, 0.88) 50%, rgba(0, 26, 58, 0.6) 75%, rgba(0, 26, 58, 0.3) 100%) !important;
            }

            .quick-banking-item {
                border-right: none !important;
                border-bottom: 1px solid rgba(255, 255, 255, 0.15) !important;
                padding: 20px 15px !important;
            }

            .banking-services-area {
                padding: 70px 0 !important;
            }

            .calculator-section {
                padding: 70px 0 !important;
            }
        }

        @media (max-width: 767px) {
            .hero-banking {
                min-height: 450px !important;
            }

            .hero-banking .hero-text h1 {
                font-size: 1.85rem !important;
            }

            .hero-banking .hero-text p {
                font-size: 0.95rem !important;
                margin-bottom: 24px !important;
            }

            .hero-banking .hero-cta-btn {
                padding: 14px 28px !important;
                font-size: 0.95rem !important;
            }

            .hero-banking .hero-content-wrapper {
                padding: 60px 0 !important;
            }

            .hero-banking .hero-overlay {
                background: rgba(0, 26, 58, 0.82) !important;
            }

            .calc-card {
                padding: 28px 22px !important;
            }

            .service-card {
                padding: 28px 22px !important;
            }
        }

        @media (max-width: 575px) {
            .hero-banking .hero-text h1 {
                font-size: 1.6rem !important;
            }

            .hero-banking .hero-content-wrapper {
                padding: 50px 0 !important;
            }

            .quick-banking-item {
                padding: 16px 10px !important;
            }

            .quick-banking-item i {
                font-size: 22px !important;
            }

            .quick-banking-item span {
                font-size: 0.8rem !important;
            }
        }